Open Access Policy of the Journal of Finance and Banking:

1. Free Access for Readers
   All articles published in the journal are freely accessible to readers without subscription or registration fees. This is aimed at promoting the dissemination of knowledge and access to research findings.

2. Author Copyright
   Authors retain copyright of their published manuscripts. The journal receives only a non-exclusive license to distribute and publish the manuscripts openly.

3. Public License
   Articles are published under the Creative Commons Attribution (CC BY) license or a similar license, allowing others to copy, distribute, and build upon the work while giving proper credit to the original author.

4. Transparency and Research Reproducibility
   All relevant data, methods, and materials should be made available to support research reproducibility and enhance scientific transparency.

5. Commercial and Non-Commercial Use
   Articles may be used for educational, research, or personal reference purposes without special permission. For commercial use, proper attribution to the original author is required.

6. Purpose
   This policy aims to improve global access to scientific knowledge, maximize research impact, and support the development of economics, finance, and banking research at national and international levels.